10:30 – 10:40: Welcome and introduction to digitalisation in fintech
10:40 – 11:00: Key trends in fintech innovation: AI, blockchain, digitalpayments, and open banking
11:00 – 11:20: Risk management in the digital era: cybersecurity, regulatorycompliance, and operational resilience
11:20 – 11:40: SME case studies: successful adoption of digital fintechsolutions
11:40 – 12:00: Interactive discussion and Q&A: practical steps for SMEs toimplement digital strategies safely